We've all heard about the trickle down effect where shit hits the fan and it takes some time for it to make it to the bottom of the food chain. Thus far, Americans have been able to squeak by while the politicians and CEOs duke it out over severance packages and what to bitch about next. For twenty odd years I've watched as corporate entities took over our world and told us how it was gonna be. At first they put a pretty face on it with lots of emphasis on customer service and "growing" ideas to boost production with a smile. If I had a dime for every time I acted as goodwill ambassador for my company, I'd be retired by now. Healthcare is a service industry manned by clinical people who are paid like the middle class folks that we are, and a whole boatload of support personnel who do everything from housekeeping to food service to clerical. Many of those people whose jobs do not require a degree or certification make little above minimum wage yet the work that they do, particularly in the HIM and pre-cert areas, affect the way we get paid by insurance. I have never understood why it makes more sense to not use an LPN with experience to oversee that whole admissions/orders/coding thing rather than having someone who doesn't know shit from shinola doing a computer search for a code that works. An outdated one, I might add. Anyway, the point is that the non-depression has finally found its' way into the medical arena because nobody has the money for a co-pay. That, is sad.
Because healthcare service is a basic need like police and fire protection, we have come to expect that it will always be there and that our jobs which allow us to kinda sorta afford insurance will help us pay for it until we drop dead at work from sheer exhaustion and somebody steps over our bodies to pick up the ball. Since my roommate decided it was a little too tight around here, I have found myself once again attempting to finance a household on one salary. It's doable most of the time thanks to generous friends who help me in a pinch. I've come to recognize that most of my income tax refund (if there is one) will be used to repay those people. My borrowing options at banks is zilch because of a poor credit rating that can't be improved because I can't get credit. Ahem. Whenever I get turned down, regardless of the hit to my score, I silently thank Big Ernie for keeping me from going any further into debt. Living on cash is where it's at ya'll. Not speculation, or predatory lending.
My ex and I filed a BK in '95 that was entirely plastic debt. Vehicles and bank loans were re-affirmed and paid as agreed. Within six months I had another card. That was around the time that the financial free for all started for the American worker and I quickly learned that banks and their fees are the devil unless you've got big bucks to deposit. I, by the way, do not. That is what Occupy Wall Street is about to me....a unified cry for us as a country to get away from living that American dream of the fat cat 80's. Need I say NAFTA? Sorry Bill...I'm still a fan.
Bless their hearts, my brother and his wife gradually helped me to get back to the basics of being a steward of the land and appreciating the value of an honest barter. Hey..if times get really tough I'll trade one of the dogs...nah, the cat...for some flour! With my luck, that'll be the day the propane runs out. On Christmas eve with snow on the ground. My friend Sue's remark about the latest drama: "You have a black cloud over your head." No shit. But this too shall pass.
On my way to clock out I noticed an obviously mentally challenged patient sitting in wait for some sort of test and remembered the dude who cried because he had no shoes.
If I were still a bar hopper, this would be ladies night up in the kudzu. I wouldn't trade anything for the time I spent up there bonding with my BFFs and watching the world go by. It was an integral part of the single life that I'm glad got put behind when it did. One can only take so much bad karyokee before deciding to stay at home and play in the yard or cook. The only other bar I've had the guts to walk into alone is a mile to the south of me and one of the owners is a nurse that I work with. In both places I know that somebody always has my back.
The big chill hit us yesterday and it was one of those days that look the same from dark to dark with gray clouds hovering and cold rain falling. There was a little thunder and lightning to start with, then the ugly day. I guess if I were an optimist I'd look at it as a good opportunity to make chili or something.
Please help me keep the faith. Catch you on the flip side ^j^
My friend is stocking up on M&M's. She is sure when it comes to bartering, she will have the "gold" that everyone else will want.
ReplyDeleteKeep the faith, sweet friend.
~a
Well, you wandered far and afield in this one. And while I understand the Occupy Wallstreet (and every other major city now)I am just too busy trying to put food on the table and pay the bills to take time out to cry about the circumstances.
ReplyDeleteYou should come on over to the Ranch Pub and Grill, we have good karaoke there, I guaranteee...
Hugs, love and prayers. Or as AJ would sing, Faith, Hope and Love are some good things He gave us, but the greatest is Love